It is human nature to want to keep every piece of important paperwork for future use. In order to escape clutter, it is prudent that you only keep the most important ones and get rid of the rest. The last thing you want is to ensure up with clutter and misplace even the most important document in the process. If you are a victim of clutter, you should worry less because there are ways you could make your wok easier. This article is going to give you some of the tips that will be of great benefit to you as you learn more. Here is a list of different paperwork you should pop in a safe and others you could shred for the sake of recycling.
First, you want ensure that you keep a copy of anything that is state related or of federal matter. Things like marriage licenses, loan documents, house deeds plus much more are some of those documents. Failure to keep copies of such documents, you might end up going through a tough time to get them replaced. In addition, you will be able to access them easily when the time to use them comes. You also want to consider string documents like insurance policies, pension plan and much more in safe and fire proof places to avoid unnecessary inconveniences.
Second, there are documents you ought to keep the latest versions of. It is therefore important to note that no matter whether you have a physical copy of such documents or you scan them and store in your computer-as long as you have a copy with you, you will be good to go. For instance, you want ensure that you keep all your tax records just in case you want to start a business, take loan or the tax man needs them.
You should also consider keeping you banks statements for at least a year. Doing that is important because you will never know when your financial information might be needed. You do not want to be inconvenienced when the time comes to provide such information.
In order to be in good terms with your insurance providers, you want to ensure that you keep every page of your medical records and healthcare bills for up to twelve months after making payments.
It is also advised that you keep all the latest versions of your annual insurance policy documents, social security statements and your retirement plan too. You are also advised to keep any documents relating to property purchase for about six years after selling. Doing that will be of great benefit to you.